Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) - Income support scheme for farmers.
- Tanuja Gaikwad
- Jul 4, 2024
- 5 min read
Updated: Jul 5, 2024
Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) - Income Support Scheme for Farmers
The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme is a Government of India initiative aimed at providing financial assistance to farmers across the country. Launched in February 2019 by Prime Minister Narendra Modi, this scheme seeks to improve the economic condition of small and marginal farmers by offering them direct income support. This initiative underscores the government's commitment to uplift the agricultural sector, ensuring that the farmers, who are the backbone of the Indian economy, receive the necessary support to lead a dignified life.
Objectives of the PM-Kisan Samman Nidhi Scheme
The primary objective of the PM-Kisan Samman Nidhi Yojana is to provide financial support to small and marginal farmers. By offering a fixed income regularly, the scheme aims to:
Alleviate Financial Distress: Many farmers in India face economic hardships due to low crop yields, fluctuating market prices, and increasing input costs. The PM-Kisan scheme helps alleviate these financial challenges by providing a stable income source.
Enhance Agricultural Productivity: With financial support from the scheme, farmers can invest in better-quality seeds, fertilizers, and equipment, significantly improving agricultural productivity and output.
Reduce Farmer Debt: The scheme aims to reduce farmers' dependency on loans from informal sources, often leading to debt traps. The income support helps farmers manage their expenses without resorting to high-interest loans.
Promote Rural Prosperity: By improving the financial status of farmers, the scheme contributes to the overall economic development of rural areas, leading to increased spending and investment in local economies.
Ensure Food Security: A financially secure farmer is more likely to produce higher yields, contributing to the nation's food security and reducing the risk of food shortages.
Features of the PM-Kisan Samman Nidhi Yojana
The PM-Kisan Samman Nidhi Yojana is structured to provide maximum benefit to the farmers with minimal bureaucratic hurdles. Some of the key features of the scheme include:
Direct Income Support: Under the scheme, an amount of INR 6,000 per year is provided to each eligible farmer family in three equal installments of INR 2,000 each.
Universal Coverage: The scheme targets all small and marginal farmers who own cultivable land up to 2 hectares. It covers a large number of farmers across various states and union territories.
Simplified Application Process: The application process for the scheme is straightforward and can be completed online or through local government offices, ensuring easy access for farmers.
No Middlemen: The financial assistance is directly transferred to the bank accounts of the beneficiaries, eliminating the role of middlemen and reducing the chances of corruption.
Regular Monitoring: The scheme includes regular monitoring and updates to ensure transparency and efficiency in the disbursement of funds.
Eligibility Criteria for PM-Kisan Samman Nidhi Yojana
To be eligible for the PM-Kisan Samman Nidhi Yojana, farmers must meet the following criteria:
Land Ownership
Farmers must own cultivable land up to 2 hectares.
Farmer Families
A farmer's family is defined as a husband, wife, and minor children. Only one member of the family can apply for the scheme.
Residency
The scheme applies to farmers across all states and union territories in India.
Exclusions
Certain categories of higher-income farmers are excluded from the scheme:
Institutional landholders.
Farmer families holding constitutional posts.
Serving or retired officers and employees of state/central government as well as PSUs and government autonomous bodies.
Professionals like doctors, engineers, and lawyers.
Retired pensioners with a monthly pension of over INR 10,000.
Individuals who paid income tax in the previous assessment year.
Required Documents for PM-Kisan Samman Nidhi Yojana
Farmers need to provide the following documents to register for the PM-Kisan Samman Nidhi Yojana:
Land Ownership Documents: Proof of land ownership, such as land registry documents or a land passbook.
Aadhaar Card: The Aadhaar number is mandatory for the identification and verification of beneficiaries.
Bank Account Details: A copy of the bank passbook or a canceled cheque to ensure the direct transfer of funds.
Identity Proof: Any other government-issued identity proof, such as a Voter ID card or PAN card.
Address Proof: Address proof, such as a utility bill or ration card, to verify the farmer's residence.
Passport-sized Photographs: Recent photographs of the applicant for record-keeping and identification.
Registration Process for PM-Kisan Samman Nidhi Yojana
Farmers can register for the PM-Kisan Samman Nidhi Yojana through the following steps:
Visit the Official Website
Go to the official PM-Kisan portal:
2. Access New Farmer Registration
On the homepage, click on the ‘New Farmer Registration’ link.
3. Select Your State
Choose your state from the drop-down menu that appears.
4. Enter Aadhaar Number
Input your Aadhaar number and click on the ‘Click here to continue’ button.
5. Fill in Personal and Land Details
Enter your details such as name, age, gender, and category (General/SC/ST).
Provide your landholding details, including survey number, land size, and other relevant information.
6. Submit Bank Account Information
Enter your bank account details, including the account number, bank name, and IFSC code.
7. Upload Required Documents
Upload scanned copies of the necessary documents:
Land ownership proof
Aadhaar card
Bank account details
Address proof
Recent passport-sized photograph
8. Verify and Submit the Application
Double-check all the entered details and uploaded documents for accuracy.
Click on the ‘Submit’ button to complete the registration process.
9. Receive Confirmation
After submission, you will receive a confirmation message indicating that your application has been successfully submitted for verification.
10. Verification by Authorities
The concerned authorities will review the submitted details and documents. This process may include field verification and cross-referencing with government records.
11. Approval and Inclusion in Beneficiary List
Upon successful verification, your application will be approved, and your name will be included in the PM-Kisan beneficiary list.
12. Receive Payment
The financial assistance will be directly transferred to the bank account provided during the registration process. You will receive INR 6,000 per year in three equal installments of INR 2,000 each.
Checking PM-Kisan Beneficiary Status
To check the beneficiary status of the PM-Kisan Samman Nidhi Yojana, follow these steps
Visit the Official Website
Go to the official PM-Kisan portal
2. Navigate to Beneficiary Status
On the homepage, locate and click on the ‘Beneficiary Status’ link.
3. Enter Required Details
Enter one of the following details:
Aadhaar number
Bank account number
Mobile number
4. Submit Information
Click on the ‘Get Data’ button after entering the required details.
5. View Status
The current status of your installment and payment details will be displayed on the screen. This will include information about the amount paid and the date of payment.
FAQs on PM-Kisan Samman Nidhi Yojana
How is the financial assistance provided under the PM-Kisan scheme?
The financial assistance of INR 6,000 per year is provided in three equal installments of INR 2,000 each, directly transferred to the farmer's bank account.
2. Can I check my PM-Kisan beneficiary status online?
Yes, farmers can check their beneficiary status online by visiting the official PM-Kisan portal and entering their Aadhaar number, bank account number, or mobile number.
3. What should I do if I face issues with my PM-Kisan registration?
If you encounter any issues with your registration, you can contact the PM-Kisan helpline or visit the local agriculture office for assistance.
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